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About

Helping families make informed investment decisions.

The best plan is the one you can actually keep. I would rather you invest a little every month for twenty years than a great deal for two.

Portrait of K P VENKATARAMAKRISHNAN

K P VENKATARAMAKRISHNAN

Mutual Fund Distributor

Experience
35+ yrs
Corpus / AUM
₹500+ Cr
AMFI ARN
274361
HNI & Corporates
200+
The Story

35 Years of Financial Expertise & Dedicated Stewardship

K P VENKATARAMAKRISHNAN is a seasoned Wealth Creator, Commerce graduate, and Ayurvedic Enthusiast with over 35 years of multifaceted experience across corporate finance, stock broking, and mutual funds.

A significant milestone in his distinguished career was spending 7 years with Sundaram Finance Group as Head – Institutional Sales for Sundaram Mutual Fund in Chennai, spearheading key relationships and managing high-stakes corporate and institutional investments with meticulous rigor.

In May 2017, he founded Viruksham Financial Services to bring bespoke, disciplined, and transparent investment advisory to individuals and institutions. Reflecting its rapid scale and institutional excellence, the firm was converted into Viruksham Finmart Private Limited on April 23, 2026. Today, he oversees a prestigious ₹500+ Crores corpus serving more than 200 individual HNI/MNI families and corporates.

Community & Ayurvedic Philanthropy

For the past 10 years, he has served as Treasurer of Vaishnavi Welfare and Charitable Trust. The trust was created with a heartfelt mission to intervene in the malnourishment of underprivileged children through India's ancient science of Ayurveda. A dedicated team works tirelessly every day to supply fresh milk enriched with the healing goodness of Ayurvedic ‘Ashwagandhadhi’.

Outside the boardroom and investment analysis, he is deeply passionate about Drawing, Photography, and Cooking, bringing creativity, mindfulness, and patience to every sphere of his life.

The best plan is the one you can actually keep. I would rather you invest a little every month for twenty years than a great deal for two.

— Investment philosophy, K P VENKATARAMAKRISHNAN

The Approach

Six commitments I make to every client

Personalized Guidance

Advice built around your goals and life stage, never a one-size-fits-all model.

Goal-Oriented Investing

Every investment is tied to a purpose, so progress is always measurable.

Transparent Communication

Clear explanations, honest expectations, and no hidden jargon or surprises.

Regular Portfolio Reviews

Ongoing check-ins keep your portfolio aligned as markets and life evolve.

Long-Term Relationship

A partnership that grows with you, not a transaction that ends at the sale.

Investor Education

We help you understand the why behind every decision, building lasting confidence.

The Four Steps

A simple, four-step process

No complexity for its own sake. Here is exactly what working together looks like, from first conversation to ongoing review.

  1. 01

    Understand Your Goals

    We start by listening: your aspirations, timelines, and comfort with risk.

  2. 02

    Build Your Strategy

    A tailored plan and fund selection designed specifically around your needs.

  3. 03

    Invest & Monitor

    We put the plan to work and track it closely against your objectives.

  4. 04

    Review & Refine

    Periodic reviews and rebalancing keep you firmly on course over time.

New to investing? Start here

Every investor needs a one-time KYC before their first mutual fund purchase. It takes a few minutes, and once it is done it is valid across every fund house in India.

Fund Houses

Empanelled across the market

Your money is invested directly with the fund house. It never sits with us. Being empanelled widely means the recommendation is driven by what suits you, not by what we happen to have access to.

  • SBI Mutual Fund
  • HDFC Mutual Fund
  • ICICI Prudential
  • Axis Mutual Fund
  • Kotak Mahindra
  • Nippon India
  • Mirae Asset
  • Canara Robeco
  • UTI Mutual Fund
  • DSP Mutual Fund
  • Franklin Templeton
  • Parag Parikh
Let's Begin

Have an investment goal in mind?

Let's understand your goals and explore how you can plan for them, a relaxed, no-obligation conversation.